hero.aiPowered
budget.title
budget.subtitle
Monthly Income
Required
Total Expenses
₹55,500
111.0% of income
Savings Rate
-11.0%
Target: 20%+
Monthly Surplus
₹-5,500
Available for goals
Budget Score
0/100
Financial health
Monthly Expenses
Housing (Rent/EMI)
essential
₹20,000
40.0%
Food & Groceries
essential
₹8,000
16.0%
Utilities
essential
₹3,000
6.0%
Transportation
essential
₹5,000
10.0%
Healthcare
essential
₹2,000
4.0%
Entertainment
discretionary
₹4,000
8.0%
Dining Out
discretionary
₹3,000
6.0%
Shopping
discretionary
₹2,500
5.0%
Savings
financial
₹5,000
10.0%
Investments
financial
₹3,000
6.0%
Expense Breakdown
Essential Expenses₹38,000
68.5% of total expenses
Discretionary Spending₹9,500
17.1% of total expenses
Financial Allocations₹8,000
14.4% of total expenses